Frequently Asked Questions
Here are clear answers to common user questions about STBL:
Q: What is STBL?
Answer: STBL is a decentralized platform that lets you mint stablecoins (USST and YLD) backed by real-world yield-generating assets. It provides passive yield, decentralization, and security — without staking or lockups.
Q: What is the difference between USST and YLD?
Answer:
USST (Universal Stable): USD-pegged stablecoin for payments, savings, or trading
YLD (Universal Stable Interest): A yield-accruing version of USST — it grows over time in your wallet, like interest-bearing money
Q: Do I have to stake my YLD to earn yield?
Answer: No. Just hold YLD in your wallet — the yield accrues automatically over time. No staking, farming, or extra steps needed.
Q: What gives STBL stablecoins their value?
Answer: They are backed by tokenized real-world assets like U.S. treasury bills and fixed-income investments. The backing is publicly auditable, and yield from these assets funds the YLD growth.
Q: Which wallets are supported?
Answer: STBL works with all mainstream web3 wallets including MetaMask, Phantom, Coinbase Wallet, and other popular crypto wallets.
Q: Is STBL safe to use?
Answer: Yes. The protocol is open-source and contracts will be audited before mainnet. There is no central authority — users always retain control of their funds.
Q: Can I redeem my STBL stablecoins back to ETH or another crypto?
Answer: Yes. You can redeem USST/YLD back to supported assets anytime, directly through the app — no intermediaries, no delays.