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Q2 2025 – Expanding Collateral Options

In the second quarter of 2025, STBL will focus on expanding its range of accepted Real-World Assets (RWAs) as collateral. This phase aims to diversify the protocol’s collateral base, enhancing stability and unlocking additional yield opportunities for users. By introducing new asset classes, STBL will strengthen its economic resilience and further decentralize its ecosystem.

Key Objectives​

  • Increased Asset Support: Integrate additional tokenized RWAs, including private credit instruments, corporate bonds, and other fixed-income securities.
  • Dynamic Collateral Management: Implement an adaptive collateral management system to assess asset volatility and apply appropriate risk-adjusted over-collateralization ratios.
  • Enhanced Yield Generation: Broaden yield opportunities by including high-performing, low-risk asset classes within the protocol’s treasury.
  • Protocol Resilience: Diversify collateral to reduce reliance on any single asset type, minimizing systemic risk.

User Participation Opportunities​

  • Flexible Collateral Selection: Users can deposit from a variety of asset classes, tailoring their collateral choices based on yield potential and risk tolerance.
  • YLD and USST Minting: Continue to mint USST stablecoins and generate YLD tokens from expanded collateral options.
  • Yield Optimization: Maximize returns by selecting optimal collateral types and leveraging STBL’s automated yield management system.

Risk Management Enhancements​

  • Strengthened oversight by the Risk Committee to monitor and manage volatility across new asset classes.
  • Dynamic adjustment of collateral ratios to ensure over-collateralization.
  • Enhanced governance participation in approving new collateral types through USST token holder voting.

Expanding collateral options in Q2 2025 will provide users with greater flexibility and confidence, positioning STBL as a robust and adaptive stablecoin solution in the decentralized finance landscape.